so srsly guys what is thepoint nemore what is the point in trying to fight this when i cant get the help i need neway. i cant affrod therapy cause insurancemay or may not reimburst me idk yet i have to call but if my dad says is right then i cant afford it he saida while ago that out o fnetwork places is 80/20. which means i pay 80 percent and insurance only pays 20 percent.
so math time here if one session is $120 then i pay 80 percent which is $96 then insurance would only pay $24 of it so out of the $120 i pay upfront to the therapsit i would only get $24 back
so if i go once a week for a month thats $480 up front and out of that i woudl get back $96 how is that even fair. there is noway in hell i can afford that i dont have an extra $386 laying around every month i barely have ne extra money left after my car, my car insurance and my 4 credit card payments and then my grocery shopping and personal items and the lil money i have left i save it for when me and teh boy go out
so what is up with american and the health insurance world out there im reaching out for help i want help for a disease that is killing me that has kille dmany many ppl and they just dont care and they dotn cover it in full so whats thepoint in even tryingenmore wheni know that i cant get the help i need when i want it
i was finally storng enoughto reachout for help to admit that i have a problem to admit that ijust cant do it on my own nemore to just get shot down like that like its nuttin
so it looks like imnot getting help so ima stop fighting it ima just let it go i cant keep fighitng it knwoing that no1 cares enough to help me neway